G31G30G37 NFT 2/2000 G49G6EG6EG65G6EG66G6FG72G20 G64G65G20 G67G6CG6FG62G61G6CG65G20 G72G61G6DG6DG65G72G20 G73G6FG6DG20 G47G41G54G54G20 G64G65 G6EG65G73G74G65G20 GE5G72G65G6EG65G20 G6BG6CG61G72G74G65G20 GE5G20 G74G69G6CG72G65G74G74G65G6CG65G67G67G65G20 G75G74G76G69G6BG6CG65G74G20 G64G65G74 G73G65G67G20 G69G20 G61G6CG6CG65G20 G76G65G72G64G65G6EG73G64G65G6CG65G72G20 G65G74G74G65G72G20 G68G76G65G72G74G20 G68G61G6EG64G65G6CG73G2D G70G6FG6CG69G74G69G73G6BG65G20G6CG6FG6BG61G6CG65G20G6FG67G20G72G65G67G69G6FG6EG61G6CG65G20G73G61G6DG61G72G62G65G69G64G73G6BG6FG6EG2D G73G74G65G6CG6CG61G73G6AG6FG6EG65G72G2EG20 G49G20 G45G75G72G6FG70G61G20 G75G74G76G69G6BG6CG65G74G20 G45G55G20 G73G65G67G20 G66G72G61G20 G65G74 G66G65G6CG6CG65G73G6DG61G72G6BG65G64G20 G74G69G6CG20 G65G6EG20 G70G6FG6CG69G74G69G73G6BG20 G6FG67G20 GF8G6BG6FG6EG6FG6DG69G73G6B G75G6EG69G6FG6EG2E G4EG6FG72G73G6BG65G20 G72G65G67G6AG65G72G69G6EG67G65G72G20 G68G61G72G20 G69G20 G61G6CG6CG20 G68G6FG76G65G64G73G61G6BG20 G6FG67 G6DG65G64G20G62G72G65G64G20G70G6FG6CG69G74G69G73G6BG20G66G6FG72G61G6EG6BG72G69G6EG67G20G73G74GF8G74G74G65G74G20G61G72G62G65G69G64G65G74 G6DG65G64G20 GE5G20 G75G74G76G69G6BG6CG65G20 G65G6EG20 G62G65G64G72G65G20 G66G75G6EG67G65G72G65G6EG64G65G20 G67G6CG6FG62G61G6C GF8G6BG6FG6EG6FG6DG69G2E G48GF8G73G74G65G6EG20 G31G39G38G39G20 G73G69G67G6EG65G72G74G65G20 G72G65G67G6AG65G72G69G6EG67G65G6EG20 G53G79G73G65 G73G61G6DG6DG65G6EG20G6DG65G64G20G72G65G67G6AG65G72G69G6EG67G65G6EG65G20G69G20G64G65G20GF8G76G72G69G67G65G20G6EG6FG72G64G69G73G2D G6BG65G20G6CG61G6EG64G20G4FG45G43G44G73G20G72G65G67G6CG65G72G20G66G6FG72G20G66G72G69G65G20G6BG61G70G69G74G61G6CG62G65G76G65G67G65G6CG2D G73G65G72G20 G6FG76G65G72G20 G6CG61G6EG64G65G67G72G65G6EG73G65G6EG65G2CG20 G65G74G74G65G72G20 G66G6FG72G62G65G72G65G64G65G6CG73G65G72 G75G74G66GF8G72G74G20G61G76G20G72G65G67G6AG65G72G69G6EG67G65G6EG20G48G61G72G6CG65G6DG20G42G72G75G6EG64G74G6CG61G6EG64G20G6DG65G64 G62G72G65G64G20G73G74GF8G74G74G65G20G69G20G53G74G6FG72G74G69G6EG67G65G74G2EG20G53G65G6CG76G20G6FG6DG20G66G69G6EG61G6EG73G6EGE6G72G69G6EG2D G67G65G6EG20G69G20G4EG6FG72G67G65G20G61G6CG6CG74G69G64G20G68G61G72G20G76GE6G72G74G20G70GE5G76G69G72G6BG65G74G20G61G76G20G73G76G69G6EG67G2D G6EG69G6EG67G65G72G20G69G20G69G6EG74G65G72G6EG61G73G6AG6FG6EG61G6CG20G6FG67G20G6EG6FG72G73G6BG20GF8G6BG6FG6EG6FG6DG69G2CG20G6BG61G6E G64G65G74G20G76GE6G72G65G20G6EG79G74G74G69G67G20GE5G20G72G65G70G65G74G65G72G65G20G61G74G20G75G74G66G6FG72G64G72G69G6EG67G65G72G20G73G6FG6D G67G72G65G6EG73G65G6FG76G65G72G73G6BG72G69G64G65G6EG64G65G20G6BG6FG6EG6BG75G72G72G61G6EG73G65G20G6FG67G20G67G6CG6FG62G61G6CG2D G69G73G65G72G69G6EG67G20 G61G76G20 GF8G6BG6FG6EG6FG6DG69G65G6EG20 G69G6BG6BG65G20 G65G72G20 G65G6EG20 G6BG61G73G74G65G76G69G6EG64 G73G6FG6DG20G65G72G20G6BG6FG6DG6DG65G74G20G75G66G6FG72G76G61G72G65G6EG64G65G20G70GE5G20G6FG73G73G2CG20G6DG65G6EG20G65G72G20G65G74 G72G65G73G75G6CG74G61G74G20 G61G76G20 G65G74G20 G6DG61G6EG67G65GE5G72G69G67G20 G69G6EG74G65G72G6EG61G73G6AG6FG6EG61G6CG74G20 G70G6FG6CG69G2D G74G69G73G6BG20G61G72G62G65G69G64G2EG20G47G6CG6FG62G61G6CG69G73G65G72G69G6EG67G65G6EG20G68G61G72G20G68G61G74G74G20G65G6EG20G73G74G65G72G6B G70GE5G76G69G72G6BG6EG69G6EG67G20G70GE5G20G75G74G76G69G6BG6CG69G6EG67G65G6EG20G69G20G6EG6FG72G73G6BG20G6EGE6G72G69G6EG67G73G6CG69G76G2C G6FG67G20G6EG61G74G75G72G6CG69G67G76G69G73G20G6FG67G73GE5G20G70GE5G20G66G69G6EG61G6EG73G6EGE6G72G69G6EG67G65G6EG2E G56GE5G72G20G68G6AG65G6DG6CG69G67G65G20G6EGE6G72G69G6EG67G73G70G6FG6CG69G74G69G6BG6BG20 G68G61G72G20 G69G6DG69G64G6CG65G72G2D G74G69G64G20 G6FG66G74G65G20 G62GE5G72G65G74G20 G70G72G65G67G20 G61G76G20 G61G74G20 G6DG61G6EG20 G68G61G72G20 G76GE6G72G74G20 G6DG65G72 G6FG70G70G74G61G74G74G20 G61G76G20 G65G6EG6BG65G6CG74G73G61G6BG65G72G20 G6FG67G20 G61G76G20 G62G65G64G72G69G66G74G65G72G20 G65G6EG6EG20 GE5 I. Innledning Mange ser de senere års sterkt økende markedsstyring og globalisering av både økonomi og andre sider av samfunnsutviklingen som uventet og truende. Ikke alle synes å være like klar over at dette langt på vei er en ønsket utvikling basert på politiske vedtak gjennom flere tiår både nasjonalt og internasjonalt. I 1982 hadde GATTs (nå WTO) ministermøte i Geneve store proble- mer med å finne frem til et program for arbeidet videre fra liberalisering av handelen med varer til liberalisering av handelen med tjenester herunder handel med finan- sielle tjenester og kapitalbevegelser. Motivene for fort- satt liberalisering kan ha vært varierende, men de er- klærte målene har vært en bedre fungerende global økonomi og bedre muligheter for nasjoner i en økonomisk utviklingsfase til å bli positivt delaktige i en slik bedre fungerende økonomi. I Norge har vi ment at en slik utvikling også er i vår interesse. av adm. direktør Arne Skauge Årstalen Finansnæringens Hovedorganisasjons årskonferanse 11. april 2000 Arne Skauge G31G30G38 G6CG65G67G67G65G20 G74G69G6CG20 G72G65G74G74G65G20 G66G6FG72G20 G72G61G6DG6DG65G62G65G74G69G6EG67G65G6CG73G65G72G20 G66G6FG72G20 G65G74 G6EGE6G72G69G6EG67G73G6CG69G76G20G73G6FG6DG20G76G69G6CG20G62G6CG69G20G65G6EG20G64G65G6CG20G61G76G20G65G6EG20G67G6CG6FG62G61G6CG69G73G65G72G74 GF8G6BG6FG6EG6FG6DG69G2E G53G74G72G75G6BG74G75G72G70G6FG6CG69G74G69G6BG6BG65G6EG20 G66G6FG72G20 G66G69G6EG61G6EG73G6EGE6G72G69G6EG67G65G6EG20 G68G61G72 G6DG65G72G20G65G6EG6EG20G6EG6FG65G6EG20G61G6EG6EG65G6EG20G64G65G6CG20G61G76G20G6EGE6G72G69G6EG67G73G70G6FG6CG69G74G69G6BG6BG65G6E G76GE6G72G74G20G70G72G65G67G65G74G20G61G76G20G64G65G74G74G65G20G64G65G20G73G69G73G74G65G20GE5G72G65G6EG65G2EG20G55G74G76G69G6BG6CG69G6EG2D G67G65G6EG20 G6BG61G6EG20 G65G6EG20 G69G20 G6DG61G6EG67G65G20 G73G61G6DG6DG65G6EG68G65G6EG67G65G72G20 G73G65G20 G73G6FG6D G6BG6FG6EG73G65G6BG76G65G6EG73G65G6EG20G61G76G20G61G74G20G65G6EG20G68G61G72G20G72G79G67G67G65G74G20G66G72G61G20G62G65G67G69G76G65G6EG2D G68G65G74G20G74G69G6CG20G62G65G67G69G76G65G6EG68G65G74G20G65G6EG6EG20G61G76G20GE5G20G68G61G20G76GE6G72G74G20G65G6EG20G70G6FG6CG69G74G69G73G6B G6CG69G6EG6AG65G2EG20G45G74G74G65G72G20G61G74G20G47G75G6EG6EG61G72G20G42G65G72G67G65G20G73G61G20G6AG61G20G74G69G6CG20G44G6EG43G20G6FG67 G42G65G72G67G65G6EG20 G42G61G6EG6BG20 G69G20 G31G39G38G39G20 G73GE5G20 G76G69G20 G6BG6CG61G72G65G20 G74G69G6CG6CGF8G70G20 G74G69G6C G70G72G69G6EG73G69G70G69G65G6CG6CG20 G74G65G6EG6BG6EG69G6EG67G2EG20 G49G20 G31G39G39G30G20 G62G6CG65G20 G64G65G74G20 G76G61G72G73G6CG65G74 G61G64G67G61G6EG67G20G74G69G6CG20G64G61G6EG6EG65G6CG73G65G20G61G76G20G66G69G6EG61G6EG73G6BG6FG6EG73G65G72G6EG20G28G6CG6FG76G66G6FG72G2D G73G6CG61G67G20G69G20G31G39G39G31G20G66G72G61G20G53G69G67G62G6AGF8G72G6EG20G4AG6FG68G6EG73G65G6EG29G20G6FG67G20G69G20G31G39G39G30G20G62G6CG65 G6FG67G73GE5G20 G42G61G6EG6BG6CG6FG76G6BG6FG6DG6DG69G73G6AG6FG6EG65G6EG20 G75G74G6EG65G76G6EG74G20 G66G6FG72G20 GE5 G6DG6FG64G65G72G6EG69G73G65G72G65G20 G6EG6FG72G73G6BG20 G66G69G6EG61G6EG73G6CG6FG76G67G69G76G6EG69G6EG67G2EG20 G44G65G74G20 G65G72 G69G6DG69G64G6CG65G72G74G69G64G20G6BG6CG61G72G74G20G61G74G20G62G61G6EG6BG6BG72G69G73G65G6EG20G6FG67G20G64G65G74G20G6CG61G6EG67G76G61G2D G72G69G67G65G20 G73G74G61G74G6CG69G67G65G20 G65G69G65G72G73G6BG61G70G20 G69G20 G62G61G6EG6BG65G6EG65G20 G68G61G72G20 G73G6BG61G70G74 G62G65G74G79G64G65G6CG69G67G65G20 G70G72G6FG62G6CG65G6DG65G72G20 G66G6FG72G20 G61G76G6BG6CG61G72G69G6EG67G65G6EG20 G6DG65G6CG2D G6CG6FG6DG20G73G74G61G74G65G6EG73G20G66G6FG72G73G6BG6AG65G6CG6CG69G67G65G20G72G6FG6CG6CG65G72G20G6FG67G20G65G6EG20G6EGE6G72G69G6EG67G73G2D G70G6FG6CG69G74G69G6BG6BG20G73G6FG6DG20G6BG61G6EG20G67G69G20G66G69G6EG61G6EG73G6EGE6G72G69G6EG67G65G6EG20G61G72G62G65G69G64G73G2D G66G6FG72G75G74G73G65G74G6EG69G6EG67G65G72G20G66G6FG72G20GE5G20G6DGF8G74G65G20G64G65G6EG20GF8G6BG65G6EG64G65G20G69G6EG74G65G72G6EG61G2D G73G6AG6FG6EG61G6CG65G20 G6BG6FG6EG6BG75G72G72G61G6EG73G65G2E G53G61G6DG6DG65G6EG62G72G75G64G64G65G74G20 G69G20 G57G54G4FG2DG6DGF8G74G65G74G20 G69G20 G53G65G61G74G74G6CG65G20 G69 G66G6AG6FG72G20G68GF8G73G74G20G62G6CG69G72G20G73G6FG6DG20G47G41G54G54G2DG6DGF8G74G65G74G20G69G20G31G39G38G32G20G62G61G72G65G20G65G6E G74G65G6EG6BG65G70G61G75G73G65G2EG20G46G6FG72G20G4EG6FG72G67G65G73G20G64G65G6CG20G76G69G6CG20G62GE5G64G65G20G64G65G6EG20G74G65G6BG2D G6EG6FG6CG6FG67G69G73G6BG65G20G75G74G76G69G6BG6CG69G6EG67G20G6FG67G20G64G65G74G20G66G61G6BG74G75G6DG20G61G74G20G76G69G20G67G6AG65G6EG2D G6EG6FG6DG20G45GD8G53G2DG61G76G74G61G6CG65G6EG20G65G72G20G65G6EG20G69G6EG74G65G67G72G65G72G74G20G64G65G6CG20G61G76G20G45G55G73 G69G6EG64G72G65G20 G6DG61G72G6BG65G64G20 GF8G6BG65G20 G6BG6FG6EG6BG75G72G72G61G6EG73G65G6EG20 G6FG67G20 G62G65G68G6FG76G65G74 G66G6FG72G20 G73G74G72G75G6BG74G75G72G65G6CG6CG65G20 G65G6EG64G72G69G6EG67G65G72G2E G44G65G74G20 G68G61G72G20 G64G65G20 G73G69G73G74G65G20 G31G30G20 GE5G72G20 G61G6CG6CG65G72G65G64G65G20 G66G75G6EG6EG65G74G20 G73G74G65G64 G62G65G74G79G64G65G6CG69G67G65G20 G65G6EG64G72G69G6EG67G65G72G20 G61G76G20 G73G74G72G75G6BG74G75G72G65G6EG20 G69G20 G66G69G6EG61G6EG73G2D G6EGE6G72G69G6EG67G65G6EG20G73G61G6DG74G69G64G69G67G20G73G6FG6DG20G6BG6FG6EG6BG75G72G72G61G6EG73G65G6EG20G6FG67G20G6BG6FG73G74G2D G6EG61G64G73G65G66G66G65G6BG74G69G76G69G74G65G74G65G6EG20G68G61G72G20G76GE6G72G74G20GF8G6BG65G6EG64G65G2EG20G44G65G74G74G65G20G67G6AG65G6CG2D G64G65G72G20G62GE5G64G65G20G62G61G6EG6BG2DG20G6FG67G20G66G6FG72G73G69G6BG72G69G6EG67G73G6DG61G72G6BG65G64G65G6EG65G2E II. Dannelsen av FNH G45G74G20G68G6FG76G65G64G74G72G65G6BG6BG20G76G65G64G20G75G74G76G69G6BG6CG69G6EG67G65G6EG20G61G76G20G64G65G74G20G6EG6FG72G73G6BG65 G66G69G6EG61G6EG73G6DG61G72G6BG65G64G65G74G20G64G65G20G73G69G73G74G65G20G31G30G20GE5G72G65G6EG65G20G65G72G20G61G74G20G6BG6FG6EG6BG75G72G2D G72G61G6EG73G65G62G69G6CG64G65G74G20G68G61G72G20G65G6EG64G72G65G74G20G6BG61G72G61G6BG74G65G72G2EG20G56G69G20G68G61G72G20G67GE5G74G74G20G66G72G61 G65G6EG20G73G69G74G75G61G73G6AG6FG6EG20G73G6FG6DG20G66GF8G72G73G74G20G6FG67G20G66G72G65G6DG73G74G20G76G61G72G20G6BG6AG65G6EG6EG65G2D G74G65G67G6EG65G74G20G61G76G20G6BG6FG6EG6BG75G72G72G61G6EG73G65G20G6DG65G6CG6CG6FG6DG20G64G65G20G75G6CG69G6BG65G20G62G72G61G6EG2D G73G6AG65G6EG65G20 G69G20 G66G69G6EG61G6EG73G6DG61G72G6BG65G64G65G74G20 G74G69G6CG20 G64G61G67G65G6EG73G20 G73G69G74G75G61G73G6AG6FG6E G68G76G6FG72G20 G64G65G74G20 G65G72G20 G6BG6FG6EG6BG75G72G72G61G6EG73G65G6EG20 G6DG65G6CG6CG6FG6DG20 G66G69G6EG61G6EG73G62G65G2D G64G72G69G66G74G65G6EG65G20 G73G6FG6DG20 G65G72G20 G68G6FG76G65G64G74G72G65G6BG6BG65G74G2EG20 G44G65G74G20 G65G72G20 G69G6BG6BG65 G6CG65G6EG67G65G72G20G66G6FG72G72G65G74G6EG69G6EG67G73G62G61G6EG6BG65G72G2CG20G73G70G61G72G65G62G61G6EG6BG65G72G20G6FG67G20G66G6FG72G2D G73G69G6BG72G69G6EG67G73G73G65G6CG73G6BG61G70G65G72G20 G73G6FG6DG20 G6BG6AG65G6DG70G65G72G20 G6DG6FG74G20 G68G76G65G72G61G6EG2D G64G72G65G2CG20G6DG65G6EG20G73G6EG61G72G65G72G65G20G66G69G6EG61G6EG73G6BG6FG6EG73G65G72G6EG20G73G6FG6DG20G6BG6FG6EG6BG75G72G2D G72G65G72G65G72G20G6FG6DG20GE5G20G74G69G6CG62G79G20G61G6CG6CG65G20G66G6FG72G6DG65G72G20G66G6FG72G20G66G69G6EG61G6EG73G74G6AG65G6EG65G73G2D G74G65G72G2EG20G28G46G69G67G75G72G20G31G29 G44G65G6EG6EG65G20G75G74G76G69G6BG6CG69G6EG67G65G6EG20G68G61G72G20G6FG67G73GE5G20G6CG61G67G74G20G67G72G75G6EG6EG6CG61G67G65G74 G66G6FG72G20G65G6EG20G66G65G6CG6CG65G73G20G6FG67G20G62G72G65G64G65G72G65G20G6EGE6G72G69G6EG67G73G70G6FG6CG69G74G69G73G6BG20G70G6CG61G74G74G2D G66G6FG72G6DG20G66G6FG72G20G66G69G6EG61G6EG73G6EGE6G72G69G6EG67G65G6EG2EG20G53GE5G20G76G69G64G74G20G76G69G20G68G61G72G20G62G72G61G6BG74 Figur 1. Norske finanskonsern 1996 og 1999. (Tall for markedsandeler pr 31.12) * Konsesjon for Sparebank 1-gruppens oppkjøp av Vår er ikke gitt. ** Omfatter If. Kilde: Kredittilsynet. nresnoKknaB -sgnireisnaniF katerof -ripapidreV dnof -edakS gnirkisrof -sviL gnirkisrof ellA 6991negnagtU 9991negnagtU 6991 99916991 99916991 99916991 99916991 99916991 9991 BnD neknabtsoP/BnD 91 627671 120-81 81-12 neknabtsoP 7 - 2 - - - RON.berapS RON/egidisnejG 21 5111 2191 32-82271-61 egidisnejG 2 3 4 52 51 - KBC KBC 41 4162 3111 8--33- 11 b..ps.maS/1.pS *råV/b.ps.maS/1.berapS 21 41227 01-513- 11 råV 1 0 - 5 3 **dnarberotS .bsnaniF/dnarberotS 0 2007762 4233 23-7 sukoF knaBeksnaDneD/sukoF - 4-0-2-----3 ..ksnanifmuS nresnoksnanifmuS 76 6794 3376 0765 4357 37-96 pakslesellamuS pakslesellamuS 001 001001 001001 001001 001001 001-001 G31G30G39 G69G20G65G72G66G61G72G69G6EG67G20G65G72G20G76G69G20G69G20G64G61G67G20G6DG65G64G20G70GE5G20G65G6EG20G61G6CG64G72G69G20G73GE5G20G6CG69G74G65G6E G62G65G67G69G76G65G6EG68G65G74G20G76G65G64G20G61G74G20G64G65G74G20G65G72G20G66GF8G72G73G74G65G20G67G61G6EG67G20G64G65G74G20G66G72G65G6DG2D 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Folkemengde etter alder (fremskrivninger). Kilde: Statistisk sentralbyrå. Figur 3. 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Realutvikling i folketrygdens minstepensjon og grunnbeløp sammenliknet med utvikling i timelønn mannlig industriarbeider. Kilde: SSB/RTV/FNH Minstepensjon (enslig) 129,1 % Grunnbeløpet vekst 27,7 % Mannlig industriarbeider 92,6 % % G31G31G35 G6CG69G6EG6BG65G64G94G2DG73G65G6CG73G6BG61G70G20G62GF8G72G20G6FG70G70G68G65G76G65G73G2E G56G69G20 G65G72G20 G6FG70G70G6DG65G72G6BG73G6FG6DG20 G70GE5G20 G61G74G20 G65G6EG6BG65G6CG74G65G20 G61G76G20 G64G69G73G73G65 G65G6EG64G72G69G6EG67G65G6EG65G20G76G69G6CG20G6BG72G65G76G65G20G61G76G6BG6CG61G72G69G6EG67G20G61G76G20G6DG61G6EG67G65G20G76G61G6EG2D G73G6BG65G6CG69G67G65G20G73G70GF8G72G73G6DGE5G6CG20G96G20G6DG65G6EG20G6AG65G67G20G6BG61G6EG20G76G61G6EG73G6BG65G6CG69G67G20G73G65 G61G74G20G76G69G20G6BG61G6EG20G75G6EG6EG67GE5G20GE5G20G74G61G20G64G65G6DG20G6FG70G70G2E Samspillet stat/marked G44G65G74G20G6BG61G6EG20G6EG65G70G70G65G20G68G65G72G73G6BG65G20G74G76G69G6CG20G6FG6DG20G61G74G20G76G69G20G73G74GE5G72G20G66G6FG72G61G6E G73G74G6FG72G65G20G65G6EG64G72G69G6EG67G73G62G65G68G6FG76G20G66G6FG72G20GE5G20G74G69G6CG70G61G73G73G65G20G6FG73G73G20G65G74G20G66G72G65G6DG2D 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Utgåva:
2, 2000
Språk: Internationell
Kategori:
Artiklar före 2014
Bilaga