G31G34G31 Ny praxis för avbeställningsskyddNFT 2/2002 Försäkringsverksamhet G41G74G74G20 G69G20 G73G61G6DG62G61G6EG64G20 G6DG65G64G20 G6BGF6G70G20 G61G76G20 G65G6EG20 G69G6EG74G65G20 G6FG6DG62G6FG6BG2D G6EG69G6EG67G73G62G61G72G20G72G65G73G61G20GE4G76G65G6EG20G74G65G63G6BG6EG61G20G65G74G74G20G61G76G62G65G73G74GE4G6CG6CG6EG69G6EG67G73G2D G73G6BG79G64G64G20G73G65G73G20G61G76G20G64G65G20G66G6CG65G73G74G61G20G73G6FG6DG20G65G6EG20G73G6AGE4G6CG76G6BG6CG61G72G68G65G74G2EG20G44G65G74 G74G72G61G64G69G74G69G6FG6EG65G6CG6CG61G20 G61G76G62G65G73G74GE4G6CG6CG6EG69G6EG67G73G73G6BG79G64G64G65G74G20 G69G6EG6EG65G62GE4G72 G61G74G74G20G65G72G73GE4G74G74G6EG69G6EG67G20G75G74G67GE5G72G20G6FG6DG20G6BG75G6EG64G65G6EG2CG20G74G2EG65G78G2EG20G70GE5G20G67G72G75G6EG64 G61G76G20G73G6AG75G6BG64G6FG6DG2CG20G69G6EG74G65G20G6BG61G6EG20G67G65G6EG6FG6DG66GF6G72G61G20G72G65G73G61G6EG2EG20G4EG75G20G68G61G72 GE4G76G65G6EG20G6EG79G61G20G74G79G70G65G72G20G61G76G20G61G76G62G65G73G74GE4G6CG6CG6EG69G6EG67G73G73G6BG79G64G64G20G62GF6G72G6AG61G74 G64G79G6BG61G20G75G70G70G20G69G6EG6FG6DG20G72G65G73G65G62G72G61G6EG73G63G68G65G6EG20G6DG65G64G20G69G6EG6EG65G62GF6G72G64 G61G74G74G20G70G65G6EG67G61G72G6EG61G20G62G65G74G61G6CG61G73G20G74G69G6CG6CG62G61G6BG61G20G74G69G6CG6CG20G6BG75G6EG64G65G6EG20G6FG61G76G2D G73G65G74G74G20G61G76G20G76G69G6CG6BG65G6EG20G61G6EG6CG65G64G6EG69G6EG67G20G6BG75G6EG64G65G6EG20G69G6EG74G65G20G67G65G6EG6FG6DG2D G66GF6G72G20G72G65G73G61G6EG2E G56G69G64G20G65G6EG20G73G74G72G69G6BG74G20G62G65G64GF6G6DG6EG69G6EG67G20G75G70G70G66G79G6CG6CG65G72G20G64G65G74G20G74G72G61G64G69G2D G74G69G6FG6EG65G6CG6CG61G20G61G76G62G65G73G74GE4G6CG6CG6EG69G6EG67G73G73G6BG79G64G64G65G74G20G64G65G20G72G65G6BG76G69G73G69G74G20G73G6FG6D G69G20 G64G6FG6BG74G72G69G6EG20 G6FG63G68G20 G66GF6G72G61G72G62G65G74G65G6EG20 G73G74GE4G6CG6CG73G20 G75G70G70G20 G66GF6G72G20 G61G74G74 G66GF6G72G73GE4G6BG72G69G6EG67G73G72GF6G72G65G6CG73G65G20G73G6BG61G6CG6CG20G76G61G72G61G20G75G70G70G66G79G6CG6CG64G61G2CG20G6EGE4G6DG2D G6CG69G67G65G6EG20G61G74G74G20G76G65G72G6BG73G61G6DG68G65G74G65G6EG20G62G65G64G72G69G76G73G20G79G72G6BG65G73G6DGE4G73G73G69G67G74G2C G61G74G74G20G64G65G74G20G75G74G67GE5G72G20G76G65G64G65G72G6CG61G67G20G66GF6G72G20GE5G74G61G67G61G6EG64G65G74G2CG20G61G74G74G20G61G76G74G61G6CG65G74 G69G6EG6EG65G68GE5G6CG6CG65G72G20G65G6EG20G75G74G66GE4G73G74G65G6CG73G65G20G6FG6DG20G61G74G74G20G75G74G67G65G20G65G72G73GE4G74G74G6EG69G6EG67 G65G6CG6CG65G72G20 G70G72G65G73G74G61G74G69G6FG6EG20 G76G69G64G20 G66GF6G72G73GE4G6BG72G69G6EG67G73G66G61G6CG6CG20 G73G61G6DG74G20 G61G74G74 GE5G74G61G67G61G6EG64G65G74G20 G61G76G73G65G72G20 G65G6EG20 G6FG76G69G73G73G20 G68GE4G6EG64G65G6CG73G65G2EG20 G56G69G64G61G72G65 G73G6BG61G6CG6CG20GE4G76G65G6EG20G62G65G68G6FG76G65G74G20G61G76G20G73G61G6DG68GE4G6CG6CG73G6BG6FG6EG74G72G6FG6CG6CG20G62G65G61G6BG2D G74G61G73G20 G31 G2E Avbeställningsskydd vid charterresa G49G20 G70G72G61G78G69G73G20 G68G61G72G20 G75G6EG64G61G6EG74G61G67G20 G66G72GE5G6EG20 G6BG6FG6EG63G65G73G73G69G6FG6EG73G70G6CG69G6BG74 G67G6AG6FG72G74G73G20 G66GF6G72G20 G61G76G62G65G73G74GE4G6CG6CG6EG69G6EG67G73G73G6BG79G64G64G20 G73G6FG6DG20 G65G6EG20 G63G68G61G72G2D G74G65G72G61G72G72G61G6EG67GF6G72G20 G74G69G6CG6CG68G61G6EG64G61G68GE5G6CG6CG65G72G20 G69G20 G73G61G6DG62G61G6EG64G20 G6DG65G64 G66GF6G72G73GE4G6CG6AG6EG69G6EG67G20 G61G76G20 G65G6EG20 G63G68G61G72G74G65G72G72G65G73G61G2EG20 G45G6EG20 G63G68G61G72G74G65G72G61G72G2D G72G61G6EG67GF6G72G20G73G6FG6DG20G65G72G62G6AG75G64G65G72G20G61G76G62G65G73G74GE4G6CG6CG6EG69G6EG67G73G73G6BG79G64G64G20G61G6EG2D G73G65G73G20G67GF6G72G61G20G64G65G74G20G73G6FG6DG20G65G6EG20G62G69G66GF6G72G70G6CG69G6BG74G65G6CG73G65G20G74G69G6CG6CG20G68G75G76G75G64G2D G66GF6G72G70G6CG69G6BG74G65G6CG73G65G6EG2CG20G6EGE4G6DG6CG69G67G65G6EG20 G61G74G74G20 G73GE4G6CG6AG61G20 G65G6EG20G65G67G65G6EG70G72G6FG2D G64G75G63G65G72G61G64G20G72G65G73G61G2EG20G47G65G6EG6FG6DG20G61G74G74G20G64G65G74G20G65G72G62G6AG75G64G6EG61G20G73G6BG79G64G64G65G74 G62G65G74G72G61G6BG74G61G73G20G73G6FG6DG20G65G6EG20G62G69G66GF6G72G70G6CG69G6BG74G65G6CG73G65G20G74G69G6CG6CG20G68G75G76G75G64G66GF6G72G2D G70G6CG69G6BG74G65G6CG73G65G6EG20G62G65G64GF6G6DG73G20G64G65G74G20G69G6EG74G65G20G73G6FG6DG20G6BG6FG6EG63G65G73G73G69G6FG6EG73G2D Ny praxis för avbeställningsskydd av Lise-Lotte Bengtsson och Jarl Symreng, Finansinspektionen Avbeställningsskydd bedöms ibland som konces- sionspliktig försäkringsrörelse och ibland som inte tillståndspliktig rörelse, beroende på vem det är som tillhandahåller skyddet. Hittills gällande praxis är, bl.a. mot bakgrund av den utveckling som skett inom resebranschen, föråldrad och måste ändras i liberaliserande riktning. G31G20 G46G72G6FG73G74G65G6CG6CG20G6FG63G68G20G47G61G62G72G69G65G6CG73G73G6FG6EG2CG20G4BG6FG6DG6DG65G6EG74G61G72G20G74G69G6CG6CG20G46GF6G72G73GE4G6BG72G69G6EG67G73G2D G72GF6G72G65G6CG73G65G6CG61G67G65G6EG20G6DG2EG6DG2EG2CG20G33G20G75G70G70G6CG2EG20G73G69G64G2EG20G39G20G66G66G2E Lise-Lotte Bengtsson lise-lotte.bengtsson@fi.se Jarl Symreng jarl.symreng@fi.se G31G34G32 Ny praxis för avbeställningsskydd G70G6CG69G6BG74G69G67G20 G66GF6G72G73GE4G6BG72G69G6EG67G73G72GF6G72G65G6CG73G65G2EG20 G44G65G6EG6EG61G20 G70G72G61G78G69G73G20 G74G69G6CG6CG2D G6BG6FG6DG20 G65G66G74G65G72G20 G65G74G74G20 G61G76G67GF6G72G61G6EG64G65G20 G69G20G48G44G20 GE5G72G20 G31G39G35G38G20G28G4EG4AG41 G31G39G35G38G20 G73G2EG20 G35G33G36G29G20 G64GE5G20 G56G6FG6CG76G6FG73G20 G76G61G67G6EG73G6BG61G64G65G67G61G72G61G6EG74G69G2C G73G6FG6DG20G74G76G65G6BG6CGF6G73G74G20G69G6EG6EG65G68GE5G6CG6CG65G72G20G76G69G73G73G61G20G74G79G70G69G73G6BG61G20G66GF6G72G73GE4G6BG2D G72G69G6EG67G73G6DG6FG6DG65G6EG74G2CG20G70GE5G20G6DG6FG74G73G76G61G72G61G6EG64G65G20G73GE4G74G74G20G62G65G64GF6G6DG64G65G73 G73G6FG6DG20G65G6EG20G62G69G66GF6G72G70G6CG69G6BG74G65G6CG73G65G20G74G69G6CG6CG20G68G75G76G75G64G66GF6G72G70G6CG69G6BG74G65G6CG73G65G6EG2C G6EGE4G6DG6CG69G67G65G6EG20G61G74G74G20G6CG65G76G65G72G65G72G61G20G65G6EG20G62G69G6CG2E G44G65G6EG20 G6CG69G62G65G72G61G6CG69G73G65G72G61G6EG64G65G20 G70G72G61G78G69G73G20 G73G6FG6DG20 G73GE5G6CG75G6EG64G61 G67G65G6EG6FG6DG66GF6G72G64G65G73G20 G66GF6G72G20 G61G76G62G65G73G74GE4G6CG6CG6EG69G6EG67G73G73G6BG79G64G64G20 G76G69G64 G63G68G61G72G74G65G72G72G65G73G6FG72G20G69G6EG6EG65G62G61G72G20G61G74G74G20G65G6EG20G64G69G73G74G69G6EG6BG74G69G6FG6EG20G6BG6FG6DG20G61G74G74 G67GF6G72G61G73G20G67G65G6EG74G65G6DG6FG74G20G72G65G73G65G62G79G72GE5G76G65G72G6BG73G61G6DG68G65G74G2EG20G45G6EG20G72G65G73G65G2D G62G79G72GE5G20G61G6EG73G65G73G20G74G79G70G69G73G6BG74G20G73GE4G6CG6AG61G20G72G65G73G6FG72G20G73G6FG6DG20G70G72G6FG64G75G63G65G72G61G73 G61G76G20G61G6EG64G72G61G20G6FG63G68G20G61G76G62G65G73G74GE4G6CG6CG6EG69G6EG67G73G73G6BG79G64G64G65G74G20G62G6CG69G72G20G64GE5G20G65G6E G73G65G70G61G72G61G74G20 G70G72G6FG64G75G6BG74G20 G73G6FG6DG20 G69G6EG74G65G20 G6BG61G6EG20 G6BG6FG70G70G6CG61G73G20 G74G69G6CG6CG20 G65G6E G68G75G76G75G64G66GF6G72G70G6CG69G6BG74G65G6CG73G65G2EG20 G45G74G74G20 G65G72G62G6AG75G64G61G6EG64G65G20 G6FG6DG20 G61G76G62G65G2D G73G74GE4G6CG6CG6EG69G6EG67G73G73G6BG79G64G64G20 G73G6FG6DG20 G67GF6G72G73G20 G61G76G20 G65G6EG20 G73GE5G64G61G6EG20 G72G65G73G65G2D G62G79G72GE5G20G61G6EG73G65G73G20G64GE4G72G66GF6G72G20G76G61G72G61G20G6BG6FG6EG63G65G73G73G69G6FG6EG73G70G6CG69G6BG74G69G67G20G66GF6G72G2D G73GE4G6BG72G69G6EG67G73G72GF6G72G65G6CG73G65G2E G44G65G74G74G61G20G68G61G72G20G66GE5G74G74G20G74G69G6CG6CG20G6BG6FG6EG73G65G6BG76G65G6EG73G20G61G74G74G20G72G65G73G65G62G79G72GE5G65G72 G61G6EG74G69G6EG67G65G6EG20 G66GF6G72G6DG65G64G6CG61G74G20 G65G74G74G20 G61G76G62G65G73G74GE4G6CG6CG6EG69G6EG67G73G73G6BG79G64G64 G73G6FG6DG20 G74G69G6CG6CG68G61G6EG64G61G68GE5G6CG6CG73G20 G61G76G20 G65G74G74G20 G73G65G70G61G72G61G74G2CG20 G66G72G69G73G74GE5G65G6EG64G65 G66GF6G72G73GE4G6BG72G69G6EG67G73G66GF6G72G65G74G61G67G20G65G6CG6CG65G72G20G62G69G6CG64G61G74G20G65G74G74G20G65G67G65G74G20G66GF6G72G73GE4G6BG2D G72G69G6EG67G73G62G6FG6CG61G67G20G6DG65G64G20G66G75G6EG6BG74G69G6FG6EG65G6EG20G61G74G74G20G62G6CG2EG61G2EG20G74G69G6CG6CG68G61G6EG64G61G2D G68GE5G6CG6CG61G20 G61G76G62G65G73G74GE4G6CG6CG6EG69G6EG67G73G73G6BG79G64G64G20 GE5G74G20 G72G65G73G65G62G79G72GE5G66GF6G72G65G74G61G2D G67G65G74G73G20 G6BG75G6EG64G65G72G2EG20 G45G78G65G6DG70G65G6CG20 G70GE5G20 G64G65G74G20 G73G69G73G74G6EGE4G6DG6EG64G61G20 GE4G72 G46GF6G72G73GE4G6BG72G69G6EG67G73G61G6BG74G69G65G62G6FG6CG61G67G65G74G20G56G69G61G74G6FG72G20G73G6FG6DG20G62G69G6CG64G61G64G65G73 G61G76G20 G72G65G73G65G73G65G72G76G69G63G65G66GF6G72G65G74G61G67G65G74G20 G54G4DG47G20 G54G72G61G76G65G6CG20 G4DG61G6EG61G2D G67G65G6DG65G6EG74G20G47G72G6FG75G70G20GE5G72G20G31G39G39G30G2E Marknadsförändringar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G52G65G6AG73G65G62G75G72G65G61G75G20G46G6FG72G65G6EG69G6EG67G20G6FG76G65G72G20G65G6EG20G61G66G67GF8G72G65G6CG73G65G20G74G72G75G66G2D G66G65G74G20 G61G66G20 G46G69G6EG61G6EG73G74G69G6CG73G79G6EG65G74G20 G6FG6DG2CG20 G68G76G6FG72G76G69G64G74G20 G61G66G62G65G73G74G69G6CG2D G6CG69G6EG67G73G62G65G73G6BG79G74G74G65G6CG73G65G20 G76G61G72G20 G66G6FG72G73G69G6BG72G69G6EG67G73G70G72G6FG64G75G6BG74G20 G6FG6DG2D G66G61G74G74G65G74G20G61G66G20G4CG6FG76G20G6FG6DG20G66G6FG72G73G69G6BG72G69G6EG67G73G76G69G72G6BG73G6FG6DG68G65G64G2E G53G70GF8G72G67G73G6DGE5G6CG65G74G20 G76G61G72G20 G62G6CG65G76G65G74G20 G61G6BG74G75G65G6CG74G2CG20 G65G66G74G65G72G20 G61G74G20 G65G74 G45G46G2DG64G69G72G65G6BG74G69G76G20 G6FG6DG20 G70G61G6BG6BG65G72G65G6AG73G65G72G20 G6DG2EG76G2EG20 G28G39G30G2FG33G31G34G2F G45GD8G46G29G20 G65G66G74G65G72G20 G65G6EG20 G75G64G76G61G6CG67G73G62G65G68G61G6EG64G6CG69G6EG67G20 G62G6CG65G76G20 G67G65G6EG2D 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G74G69G6CG20 G64G6FG6DG2D G73G74G6FG6CG65G6EG65G2E Avbeställningsskydd i Norge, Finland och Danmark
Utgåva:
2, 2002
Språk: Internationell
Kategori:
Artiklar före 2014
Bilaga