Health and Wellness Engagement Impacts 3, 2023 Syge- og ulykkesforsikring Doug Rix Adam Musnitzky Lars Fogh Jensen Engelsk It’s been two years since McKinsey wrote about personalization as the future of life insurance. Yet for many, buying and owning a policy today doesn’t feel radically different than it did 2 or even 20 years ago. While insurers, reinsurers, distributors, and policyholders can all agree that greater personalization is necessary, the challenge is...
Underwriting with alternative data 2, 2023 Jura Adam Musnitzky Anina Grell John Schoonbee Engelsk Getting practical with wearables As digital data becomes more available and accessible, life insurers are exploring how to use this alternative data to assess applicants. Risk assessment, which continuously evolves over time, now has the potential to move to the next level with the arrival of this alternative data ‒ which is usually easie...